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    課程推薦：2015職稱英語 鎖定65分 沖擊75分

　　2015年職稱英語衛生類補全短文試題(2)

　　Cancer Not Covered by Most Health Insurances, Cancer Insurance to the Rescue

　　There are 1.2 million Americans diagnosed with cancer every year. (46) The cost of cancer diagnostics, operation or removal and cancer treatment are overwhelming to the victim and to their families as well. I should know, several of my family members have died from cancer over the last 13 years. Getting cancer insurance can help ease these financial burdens and give peace of mind to you and your family.

　　What many people don’t realize is most regular health insurance policies do not cover cancer treatment. (47)Some treatments are very expensive. Expenses for cost of travel to a cancer treatment facility are not also covered by health insurance policies.

　　My friend’s wife had cancer and thank God she survived. During the treatment, they had to coordinate transportation from friends to a get her to her daily treatments. This caused a lot of stress on my friend. (48) I pay about $88 bucks a month. It would have been cheaper $47, but I got the kind that returns all of my premiums to me after 25 years minus any money that has been paid out on claims. (49) I am still amazed at how robust the plan is. It has a rider that pays $350 per pay to me if any of us need radiation or chemo therapy. This would cover me for missed work or transportation costs or to hire friends to help in any way I need.

　　(50) The coverage for this type of insurance may comprise of: Treatments while being an in-patient as well as being an out-patient. This includes radiation, chemotherapy, medications, etc; Transportation and living expense if cancer treatment is made out of town. Payment of traveling expenses for specialists may also be part of the coverage; Ambulance or air ambulance service when needed by the victim; Full-time nursing care and facility when treatment is made away from the victim’s residence; Reconstruction and prosthesis may be part of the insurance plan; Special diagnostic tests needed to determine type of cancer may be covered by the plan.

　　A.Most health insurance policies do not cover this “specified disease” or “dreaded disease”.

　　B. The price of such insurance may surprise you

　　C. Although some policies include a few cancer diagnostic tests or minimal treatment, they not cover the whole gamut of cancer treatment.

　　D. After that experience about 3 years ago, I bought a cancer insurance policy that covers my family.

　　E. Cancer insurance is a supplement to health insurance assuring that treatment and incidental expenses are covered should such illness arise.

　　F. So, if I don’t have a claim, I get all of my premiums back

　　正確答案:ACDFE

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